Keith kidnaps Seymour and Johnny goes after him until he escapes. Keith's hitman tries to kill Johnny for blackmail until he shoots Walsh in the arm. Lt Walsh becomes furious about the operation. The police authorizes a sting operation on Seymour to tape Keith's conversation and to capture him. Seymour tries to escape but is caught by mall security and questioned by police. Seymour takes the stolen credit card trying to buy a four-fingered ring, but a security alarm blares indicating the stolen card. The supervisor, Keith Heading (who is responsible for a virtual stolen credit card empire), records Johnny stealing a returned credit card and cons him into joining his credit card ring. With the help of his kid brother and fellow con man Seymour ( Marlon Wayans), he charges large amounts of money to the cards with the intention of impressing Amber. Keith promotes Johnny from mailroom clerk to supervisor to replace Chris. Lt Walsh investigates Chris's murder and find credit card receipts on him. Lt Walsh ( Joe Santos) asks Chris questions about Keith, but Chris is stabbed and killed by Keith's hitman in the subway station. Chris Fields (Mark Beltzman) teaches Johnny how to do the job, until Keith threatens Chris in the men's restroom, making him feel scared. He justifies his actions because he knows that he is stealing from only the company and not harming the individual cardholders. He develops a scheme to commit identity theft with the credit card information of deceased cardholders to which he has access due to his mailroom position. He becomes a mailroom clerk at the credit card firm where Amber works and soon finds that he needs money to impress her. Johnny Stewart ( Damon Wayans) is a lifelong con-man who meets a girl, Amber Evans ( Stacey Dash), and tries to impress her by cleaning up his act and doing things the honest way. They switch the tape before police arrive. Butler), who works for the Dynasty Card Company, is murdered by Keith Heading ( John Diehl) and his men on the street.
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